Retirement Plans

   Ever think about your retirement? What it will be like. How much money you'll have. Will you travel. Winter in the tropics. Will you divorce your spouse within the first year if you have to spend 24/7 together.

  We think about it a lot. I guess that's part of getting older. There is a plan. It's sketchy but there. It does involve travel and wintering in the south. A paid for house. No bills. There is only one catch to the plan. The kids!

  One of the benefits of having kids later in life is you have, normally, more patience and money. The downfall is late university fees and kids still living with you.

  Riley is nine. That means nine more years of high school. Let's say four years of university while living here. Thirteen years from now we would be free to do whatever we want in retirement. And we will be old. Not old old. But much older than we ever planned retiring at.

  There are options. You can't predict what the future will bring. Maybe we will win the lottery. Or invent an app that will change the world. Til then we can just keep adjusting our time frame. And hope neither child wants a PHD

  I guess that's considered a 1st world problem.

  Ang